Hey there, I'm Brett
I help you feel confident with money
I work with (mostly) millennials who make "good" money but still wonder where it all went at the end of the month. Together, we build a spending plan that fits your real life so you can stop guessing, pay off debt, and move toward the life you actually want.
Shame-free Coaching. Small Wins. Lasting Change.
My Story
I used to lay awake staring at a negative number.
I still remember the brightness of my phone screen blinding me while I stared at the debt I owed and thought, "How the f*** am I going to get out of this?"
I had been paying the minimums for years. The balance barely moved. I felt ashamed, exhausted, and stuck. Even on good days, the debt was there. It was the background noise in every decision I made.
Can I eat out?
Can I afford a vacation?
What happens when my laptop dies?
Then life served me a plot twist.
I was asked to lead a personal finance session for graduating college seniors at the non-profit I worked for. Teaching money while I was drowning in debt. The irony was not lost on me.
That was the moment I stopped trying to "wing it" and started educating myself and building a real plan.
My Breakthrough
My first win wasn't huge. It was pennies.
When I finally built a spending plan that matched my life and values, everything changed. Not instantly, but the clarity I found was immediate.
My first "win" was seeing my credit card interest charge go down by pennies. That was all I needed to know I was digging myself out.
Then I earned $0.01 in interest from a savings account. Instead of only being charged interest, I was finally earning it.
My first big win was hitting a net worth of $0. I had never been so happy to be worth nothing.
And over time, those small wins became big ones. I paid off $15k of consumer debt and built a six-figure net worth.
Nothing changed overnight, but I stopped feeling trapped because I finally knew what to do next.
My New Money Story
A budget isn't restriction. It's clarity.
For years, I thought "budget" meant deprivation. Saying no to everything. Never buying coffee out (a cardinal sin). Constant guilt.
Now I see it for what it is. A budget is simply a tool that gives you options.
It creates clarity, freedom, and space to make values-aligned decisions. It helps you live the life you actually want, on purpose.
My coaching principles:
Shame-free: there's enough yelling on the internet
Encouraging: small wins matter & are celebrated
Habit-focused: lasting change beats quick fixes
NEXT STEPS
Why work with me?
There are a million templates and loud opinions out there. I'm not here to shame you, and I'm not here to sell you a one-size-fits-all system.
Here's what I do differently:
I break big concepts into simple steps you can use immediately.
I don't do one-size-fits-all. If someone else's spreadsheet didn't work for you, that makes sense. Your life is different.
I focus on your money story, not just your numbers. We challenge beliefs that keep you stuck and rewrite them into something true.
I don't obsess over the past. We look back only to spot patterns, then we move forward.
I don't do quick fixes. I do lasting change.
If this sounds like you, you're in the right place
You make good money, but you're tired of not knowing where it all went by the end of the month. You work hard, sometimes 40-80 hours a week, and you want clarity, freedom, and peace of mind.
What changes in 90 days:
Your bank balance starts to feel more stable because we build a buffer
You stop guessing and start making confident spending decisions
If you use credit cards, you learn how to use them without creating new debt
You begin seeing small wins show up in real numbers, including interest saved
You start rewriting the money story you've been telling yourself
No pressure. No judgment.
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