You're not actually bad with money...

In just 90 days you can have a clear financial plan and wins you can see each week

  • Build a spending plan that fits your life without giving up what you love

  • 1:1 private sessions each month so you stay on track

  • Proven methods to make your money finally start working for you

  • A clear path to pay down debt or save for your goals while still enjoying life

Tired of feeling anxious because of Money?

Does this sound like you?

  • You open your bank account, nervous to see the balance.

  • Payday relief lasts at most three days before the usual worry comes back strong.

  • Bills and yearly renewals catch you off guard and ruin your savings goals (again).

  • You pay the minimums on your credit cards every month but the balance never goes down.

  • You lie in bed at night with your head spinning but don't know the next step to fix your money situation.

How could It be different?

  • You confidently check your spending plan, not your bank balance for spending decisions. No more mental math.

  • Payday is easy to forget because you're no longer living paycheck to paycheck.

  • Big bills are boring now. They arrive and the money is already set aside to pay them.

  • You have a plan to attack debt strategically.

  • You turn out the lights knowing your spending plan is set and tomorrow is covered.

Here's What You Get...

A month-by-month process to build habits and take control of your finances.

Month 1

  • Develop a personalized spending plan that fits your life and what you care about.

  • Visibility of where your money goes and what needs to change to match your values.

  • Clear wins, both big and small, every week.

Month 2

  • Easy daily and weekly habits that stick without taking over your whole life.

  • Regular check-ins that keep you moving when life gets busy.

  • Practical mindset shifts so old patterns stop running the show.

Month 3

  • Visible progress on your goals.

  • Confident spending without second guessing while spending on what matters.

  • More restful sleep because tomorrow is already covered.

don't take my word for it

Here are some testimonials from previous clients.

Jordan Testimonial

Jordan

Alaska, USA

"My daily financial practices have drastically improved as I’ve noticed I’m sticking to my budget for quick expenses like coffee and dining out, thanks to a handy widget Brett showed me... I’ll only be recommending learning budgeting with Brett because he made it seamless for me."
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Sara

Quito, Ecuador

"Coaching with Brett has helped me establish a solid foundation for improving my financial management practices. Now I feel less scared about my finances because I know I have the tools to navigate money-related situations... I would highly recommend coaching sessions with Brett. He has a gift for explaining difficult concepts in a simple way."
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Liz

Virginia, USA

"I hired Brett to coach me on sticking to a mindful spending plan. It was a game-changer. He was incredibly kind — never judgmental — and met me exactly where I was and helped me make the most of what I had... Afer budget coaching with Brett, I will be graduating with my master’s degree debt-free..."

What You Get

1:1 Private Sessions

Three months of 1:1 Coaching Sessions to keep you moving forward.

Accountability Between Calls

Light check-ins so you follow through even when life gets busy.

Personalized Spending Plan

Clear categories, targets, and next steps to work towards your goals.

Easy & Manageable Habits

A quick daily check-in you can do in 5-10 minutes over coffee.

Spending Clarity

Know exactly what you can spend on anything at any moment.

Debt/Savings Game Plan

One clear debt target with visible progress month after month.

Progress You Can See

Quick snapshots at 30, 60, and 90 days with regular daily & weekly wins.

Simple Tools & Training

Learn the one tool you need and get the support to actually use it.
Brett in front of a glacier in Alaska after an international move.

I've been where you are...

Hi, I’m Brett

I paid off more than $15,000 of consumer debt, rebuilt my finances, and made two international moves wthout creating any debt. Today my net worth is in the six figures and my money supports the life that I want to live.

But, I started where you are now: Feeling like your money situation is out of control with many sleepless nights staring at the ceiling trying to fix it all. Know that there is a path forward!

How I coach:

  • Kind and honest. No judgement. There's enough yelling personalities online.

  • Clear steps that realistically fit in your day-to-day.

  • Accountability so you follow through.

What my clients notice:

  • Better sleep because they have a solid plan in place.

  • Fewer fights about money.

  • Real progress on the goals that actually matter.

  • More joy in everyday spending.

You Are Ready For Budget Coaching If...

You earn a steady income but feel stuck

The paycheck comes in, but stress still shows up.

You want a spending plan that fits real life

No rigid rules. You want your money to match what you care about.

You are ready to face your numbers

You can see and share account values and spending amounts so we can make a real plan.

you like kind accountability

You want a coach who is supportive, clear, and gently pushes to keep you moving forward.

You want to enjoy life while paying down debt

Progress without giving up what you love.

you are tired of going at it on your own

You are open to guidance and methods that actually work.

How Do I Start?

1. Schedule Your Free Call

Get started by booking a consultation where we’ll discuss your needs, goals, and if we are a good fit for each other.

2. Tailored Strategy & Plan

After the consultation, you'll select the coaching package that's best for you and schedule your first call. There we will begin to create your personalized spending plan according to your goals.

3. Regular Calls & Check-Ins

We will connect regularly for your coaching sessions and via text/email for check-ins. This keeps you accountable to the next steps discussed in coaching calls as well as helping to shift your mindset and see regular wins.

Frequently Asked Questions

What if I've already tried budgeting in the past?

That is common. Apps and templates can feel hard to stick with on your own. Coaching is different. We look at your real numbers together, build a plan that fits your life, and add accountability so you follow through. You will use simple weekly habits and see steady wins you can point to. You’re not doing it alone this time.

How much time will this take per week?

Plan on a 5-10 minute daily check-in as well as a 15 minute weekly review on top of the 60-minute coaching calls every 1-2 weeks, depending on the plan you choose.

What results can I expect?

Results vary per person, but as long as you put in the work you can expect a clear plan that fits your life, easier day to day choices for your spending, less worry, steady debt progress, better sleep, and visible wins you can point to.

What if my income is irregular?

No worries! We build a plan and set priorities so you always know what gets funded first and what can wait.

Do you work with couples?

Yes. We’ll create one shared plan you both can see and use. Money talks become calm check-ins and you finish each session on the same team. You both need to be present in the coaching calls.

What if I have debt?

Coaching can still be a great choice for you. We’ll work together to review your overall debt and create a plan to focus on one debt at a time, track progress month by month, and still ensure all your daily expenses are covered so you can continue to enjoy life.

Can I do less than 3 months?

No. Three months gives us enough real life to build habits that last. Anything shorter would waste your money and I will not promise results I cannot support.

Are refunds available?

No. I commit fully to your success and expect the same commitment from you.

Do we use a specific application?

Yes. We use YNAB for planning and daily tracking because it keeps your numbers clear and simple. There is an additional cost for YNAB, but by working with me, you’ll get an additional 2 free months added to your YNAB subscription.

I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

© 2026 Budget Coach Brett - All rights reserved.